Age Strong is an initiative of AARP Foundation, Capital Impact Partners, and Calvert Foundation.

Our goal is to lend a total of $70 million to organizations that provide critical services for people over 50. Your investments fund those loans. Together with your investment, we’ll create more of what we all need to age strong.

The challenges are significant.

By 2040, there will be more than 72 million people over 65 in the U.S. — double the number today. One in six faces isolation. The number of those challenged to access healthy, consistent meals has doubled since 2001. More than 32 million people over 50 don’t earn enough to meet their basic food and housing needs.

As the scale and complexity of our aging challenges grow, so does the need for funding to meet those challenges. Donations and public funding are two of the most important sources, but simply won’t be enough.

The solutions exist.

In response to this challenge, more organizations than ever are developing smart, adaptive aging solutions. The Age Strong partners have a track record of working with these organizations to help them grow and increase their social impact. In addition to making traditional loans to nonprofits and community development institutions, we also seek to finance innovative aging solutions that can scale.

Over the past 20 years, the impact investing movement has become a growing resource for funding this critical work. Impact investing is investing for a financial and social return. It’s a powerful complement to charitable giving and public funding, and it’s what powers Age Strong. You can become and impact investor by investing in Age Strong.

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Meet the Partners Behind Age Strong

Each of the partners brings a different set of strengths to address the challenges of aging strong.

AARP Foundation

Americans age 50 and older face choices and pressures unlike those of any other age group – choices few could have prepared for. As the charitable affiliate of AARP, AARP Foundation is working with struggling people 50 and over so they can regain their confidence as good providers and members of their communities. We focus on four priorities where immediate action and legal advocacy will have the greatest impact: hunger, income, housing and isolation.


Capital Impact Partners

Capital Impact Partners transforms underserved communities into strong, vibrant places of opportunity. A nonprofit Community Development Financial Institution, we have a 30-year history delivering strategic financing, social innovation programs and capacity building that create social change and deliver financial impact nationwide.


Calvert Foundation

Calvert Foundation enables people to invest for social good. Through the Community Investment Note, we connect individual investors with organizations working around the globe, developing affordable housing, creating jobs, protecting the environment, and working in numerous other ways for the social good. Learn more about the issue areas our investors are addressing.


In the News

January 6, 2016

How You Can Start Impact Investing in 2016: A new AARP program lets you earn money helping older, low-income people

One of my favorite examples: AARP’s new Age Strong program, which lets you buy bonds that are used specifically to improve the lives of older, low-income people, providing them with everything from healthy meals to affordable, accessible housing to job training … With Age Strong, you can invest as little as $20 online (through Calvert Foundation’s Vested.org) or $1,000 and up by check or through a broker to buy fixed-income notes (think short-term corporate bonds) paying from 0.50 percent for a one-year note to 3 percent for a 10-year note.


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December 29, 2015

A Different Spin on a Market-Based Approach: Even foundations that don’t have an impact investment program can catalyze market-based social innovations by getting creative with how they structure their grants

This is just one example of how funders are successfully using creative grant structures to leverage investments and support market development. Another example is the AARP Foundation, which made a significant grant as well as a debt investment to launch AgeStrong, the country’s first impact investing fund targeting organizations and innovations that support Americans aged 50-plus.


November 16, 2015

Taking the Initiative: An Innovative Partnership Program Invests in Age-Friendly Communities—and Makes Them Stronger

You can go online and invest as little as $20, and become a part of Age Strong. The Community Investment Note, and this targeted Age Strong offering, is a fixed-income investment. You select your term; we offer one-, three-, five-, seven- and 10-year terms, with an interest of one-half a percent through to 3 percent, depending on the tenure that you choose. And it’s part of your investment portfolio.


October 8, 2015

AARP Foundation Launches Impact-Investing Program

Using the grant maker’s support as a launching pad, the Calvert Foundation plans to raise up to $60 million from private investors seeking both a financial return and social benefits for the country’s aging population. Capital Impact Partners, a nonprofit community-development group, will identify projects designed to help people over 50 secure housing, access to healthy food, and an improved financial situation and to remedy problems associated with isolation..